JEWELLERY VALUATIONS

In an ever-changing world, it is important to ensure that your most precious possessions are accurately insured, just in case the worst ever happened. Here at Henry Rose Jewellers, we offer Jewellery Valuations that may be required for insurance purposes, probate, or family division.

What is a Jewellery Valuation?

A jewellery valuation is more than just a document with a description and a price – it is the result of a detailed process completed by a knowledgeable jewellery appraiser.

A valuation provides a complete description and verification of what the jewellery actually is, in the form of a printed document. It confirms the existence of the jewellery and gives a carefully considered determination of its correct ‘value’ for a particular purpose. Jewellery valuations can be needed in many different circumstances, for example, if you want to sell your jewellery, or you are insuring your jewellery

 

Most insurance companies require jewellery valuations to be updated normally every 3 years.

Depending on your policy, in some instances to be fully insured, your jewellery items will require an up to date valuation. If you are in the unfortunate situation where you need to make a claim, following loss, damage or theft, an up-to-date valuation is paramount in ensuring a claim can be settled accurately.

What is the difference between a probate valuation and insurance valuation?

Probate value refers to the actual market value, whereas insurance valuations ensure that you get a replacement of equal value. If you’re in any doubts to, which is the most suitable valuation for your jewellery, please do not hesitate to get in touch.

What You Get With Your Valuation

– Precise and detailed descriptions of each item
– A hard copy of your valuation portfolio, a digital copy available upon request

Your items will be carefully examined, recording all of the pertinent information relating to your items. Once completed, you will receive a document folder with your valuation schedule providing you with a detailed description and accurate valuation of your items. 

How Much Does it Cost

• Minimum charge £50 for one item with a printed certificate and digital copy .
• Additional items £25 each 
• Diamonds over 1 carat , £75 per carat 
• Complex items with over 50 diamonds or gemstones, £75 per item

What do I do next?

Simply bringing your items to our shop and we will value your items on site and call you when they are ready. We also offer a free adjustment to your valuation as prices generally increase. 

We keep a digital copy (with your consent) if required in case of loss.